How the wholesale real estate calculator works backward
The model starts with the end buyer’s entered after-repair value. It deducts a combined percentage allowance for the buyer’s costs and margin, then deducts repair cost. The remainder is the maximum buyer price under that simplified scenario.
Maximum seller price equals the buyer maximum price minus the assignment fee. This makes the proposed seller contract price, buyer price, and fee visible as separate amounts rather than hiding the wholesaler’s fee inside a single offer rule.
Define the buyer cost allowance explicitly
The buyer cost rate is a bundled input rather than a market benchmark. It can represent the end buyer’s required margin plus financing, holding, purchase, and selling allowances, but EstateCalc does not prescribe its level or decide which components apply.
Build the percentage from the end buyer model you intend to serve, and avoid subtracting a component again outside it. For a more traceable result, run the purchase, rehab, financing, holding, and sale assumptions in the full fix-and-flip calculator and reconcile the resulting acquisition limit.
Support ARV and repair cost before setting a price
ARV should reflect the completed condition supported by relevant comparable sales, while repair cost should cover the scope needed to reach that condition. A value based on renovated comparables and a budget based on partial work describe different projects.
The calculator does not select comparables, inspect the property, estimate repairs, or verify measurements. Test a lower ARV and a larger repair budget separately to see how each affects both the buyer maximum and seller maximum.
Assignment fee is gross spread, not net income
The fee input is the gross amount between the modeled buyer and seller prices. Marketing, lead generation, earnest money at risk, transaction coordination, entity expenses, double-close financing, taxes, and failed-contract costs are not deducted from that fee.
Actual transaction structure can change who pays closing costs and whether an assignment or another closing method is permitted and practical. The calculator does not prepare a contract or determine disclosure, licensing, advertising, or other legal requirements.
Keep wholesale, ARV, and flip analysis distinct
The ARV page provides a comparable-based value screen and two maximum-offer methods. This wholesale page allocates an entered fee between an end-buyer maximum and a seller price. The fix-and-flip page measures the end buyer’s full project profit from an actual purchase price.
Use the three views with consistent ARV and repair assumptions, then verify title, access, inspection rights, buyer demand, closing mechanics, and local rules. None of the results is an appraisal, guaranteed buyer price, legal review, or instruction to make an offer.
Wholesale Real Estate Calculator FAQ
How is the wholesale buyer maximum price calculated?
It equals ARV multiplied by one minus the entered buyer cost rate, then minus repair cost. The buyer cost rate is your combined allowance, not a rate supplied by EstateCalc.
How is the maximum seller price calculated?
Maximum seller price equals the modeled buyer maximum price minus the assignment fee you enter.
Is the assignment fee the wholesaler’s net profit?
No. It is a gross fee before marketing, lead, transaction, legal, entity, financing, failed-deal, and tax costs that may apply.
Does the calculator use the 70 percent rule?
It uses an editable buyer cost percentage rather than a fixed rule. If you want to compare a named percentage rule with a detailed maximum offer, use the ARV calculator.
Does EstateCalc verify whether wholesaling is permitted?
No. Transaction, disclosure, licensing, marketing, and contract rules can vary. Obtain local legal guidance and verify the closing structure before entering an agreement.
Continue the property analysis
Compare this result with adjacent metrics, keeping each formula’s income, expense, and financing scope consistent.